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Notice of Right to Claim Exempt Property

A judgment, once obtained, is not all encompassing, and in North Carolina, some debtors have the right to exempt certain property from the collections process. A North Carolina judgment creditor must provide notice of an individual debtor’s rights, and allow time for the debtor to claim exemptions. If the judgment creditor wishes to object to the debtor’s schedule of exemptions, they have 10 days to file an objection and request a hearing for a judge to determine appropriate exemptions.

To learn more, see the statute governing exemptions below.

N.C. Gen. Stat. 1C-1603: https://www.ncleg.gov/EnactedLegislation/Statutes/PDF/BySection/Chapter_1C/GS_1C-1603.pdf 

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